The team

Meet our team

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.

 

Andrew SolomonidesManaging Director

Andrew established Crystal Life in 1993 and has successfully built his team to become a reputable firm, providing Protection and Mortgage advice. Andrew qualified in 1988 while working for Allied Dunbar and holds the FPC and Adv CeMap qualifications. He has experience advising on pensions, investments, protection and mortgages, however, he specialises in residential and commercial mortgages, bridging finance and equity release.

Andrew is a keen player and follower of football, he keeps himself fit by playing 5-a-side football twice a week and, as an Arsenal season ticket holder, if he isn’t playing football he’s at the game watching it.

*Some Forms of Commercial Lending and Bridging Finance advice are not regulated by the Financial Conduct Authority.

Dilip KapurFinance Director

Dilip was the owner and Director of Tremellen Jeffrey Allen before the merger with Crystal Life in April 2020. He has always been an entrepreneur and has an excellent track record of building companies and growing businesses across various different sectors. Dilip is also currently a Director of two media companies that operate in the film and cinema sector and he was a member of the City Branch of the Institute of Directors for a decade before retiring this post.

In his spare time Dilip is also a member of BAFTA, a Freeman of the City of London and a member of The City Livery Club, however, when he is relaxing outside of work, he fills his spare time with films, tennis, golf and portrait drawing. He is also a keen player of Chess and Bridge and he was even number 2 in the country at Chess in his younger years.

E: Dilip@crystallife.co.uk
Trevor SmithOperations Support

Trevor joined Crystal Life in 2020 as the Operations Director. Prior to joining Crystal Life, Trevor had 47 years’ experience in financial services including working with Tremellen Jeffrey Allan since 2011 as an Independent Financial Adviser, specialising in workplace pensions and automatic enrolment pension schemes, as well as 6 years’ experience as a workplace pensions specialist.

Before becoming an IFA, Trevor had a career in both sales and management with Prudential Assurance and spent 28 years with them before taking early retirement. As an Associate of Chartered Insurance Institute, qualifications were gained in pension scheme administration and law.

During his spare time Trevor loves travelling in his motorhome in both the UK and all over Europe. He also serves as a Trustee of his local Citizens Advice Bureaux.

*Auto Enrolment advice is not regulated by the Financial Conduct Authority.

Daniel ArbiterParaplanner

Daniel joined Crystal Life in January 2021 as a Paraplanner and is extremely well qualified, holding CII Level 4 Diplomas in both Regulated Financial Planning and Advanced Mortgage Advice. Daniel also holds a Level 3 certificate in Equity Release and is currently studying to become a Chartered Financial Planner.

Daniel is interested in helping people make the most of their financial circumstances throughout their lives. Every client is different and has different aims, objectives and resources, it is therefore important for him to get to know his client, and to take a holistic and thoughtful approach when finding the best possible solution.

He seeks to demystify and explain financial concepts and terms so that they may be understood by all of his clients. Daniel will explain investing, retirement planning, and other topics in a friendly and straightforward manner, distilling ideas down to their essence so as to provide clarity and understanding.

Prior to working in financial services, Daniel had a career as a professional musical, recording and touring with internationally renowned acts. In his spare time, he still plays whenever he can.

E: Daniel@crystallife.co.uk
Dimitris HitraMortgage Adviser

Dimitris joined Crystal Life in 2007 as a Mortgage Administrator and progressed to qualify as a Mortgage and Protection Adviser in 2011. He holds a CeMap qualification and specialises in Residential and Buy to Let mortgages as well as Protection.

In his spare time Dimitris is a keen fitness enthusiast. When he is not working he will likely be either playing football or be working out in the gym. Dimitris is a fan of Tottenham Hotspur and, although loves working alongside Andrew, when it comes to football you won’t find them on the same team.

*Some Forms of Buy to Let advice are not regulated by the Financial Conduct Authority.

Arvind TailorMortgage Adviser

Arvind joined Crystal Life in 2020, however, he brought with him over 20 years’ industry experience. He holds Financial Planning Certificates 1,2 and 3 and MAQ Mortgage qualifications and his experience ranges from residential, buy to let mortgages and commercial lending, bridging finance and asset financing. Arvind advises both private individuals and companies and works with banks and private lending institutions.

Arvind prides himself on being a family man and loves spending time with his family. When he finds time to himself he enjoys cooking and playing golf.

*Some Forms of Buy to Let, Commercial Lending and Bridging Finance advice are not regulated by the Financial Conduct Authority.

E: Arvind@crystallife.co.uk
Karl LovelProtection, Mortgage and Equity Release Adviser

Karl holds the CeMap 1,2 and 3 qualifications, as well as the CII RO5 and a Certificate in Regulated Equity Release. He began working in the industry in 2005 and has a wealth of industry experience dealing with individual and business requirements. His specialist areas include life and critical illness cover, income protection, health insurance, business protection and trusts. Karl is currently working towards his Diploma in Regulated Financial Planning.

Karl is a huge Rugby Union fan and likes the odd game of golf, however, when he’s not enjoying sport, he loves travelling and cooking.

*Trusts Planning advice is not regulated by the Financial Conduct Authority.

CHRISTOPHER ALLENRetail Investment Adviser

Christopher is a Chartered Associate of the London Institute of Banking & Finance (LIBF). He likes to engage with and understand his clients, to make the most appropriate recommendations, and make referrals to other professionals where appropriate.

Previously to Crystal Life Ltd, Christopher was a technical pensions specialist and became a Chartered Financial Adviser and Pension Transfer Specialist. He carries the skills and knowledge gained during this experience into his role at Crystal Life and aims to enhance and build upon those foundations through client service and further studies.

In 2020, Christopher became one of the first people to sign up to the 9 Principles of the Financial Vulnerability Taskforce (FVT). The FVT is an industry effort to improve dealings with customers, by sharpening the awareness of advisers, strengthening the processes of financial businesses serving the retail sector and promoting the idea of “A Safe Pair of Hands”.

In his spare time, Christopher is a borough councillor, a trustee of a beekeeping association, vice president and treasurer of his local Rotary Club, and looks after a hive of friendly honey bees.

E: christopher@crystallife.co.uk
Debbie LincolnOffice Manager

Debbie worked for Tremellen Jeffrey Allan Ltd since 2010 and is the Office Manager and moved to Crystal Life with the company merger in April 2020. Debbie spent 9 years working in the IFA division of Allied Dunbar and has in excess of 10 years financial services experience. As well as managing the office, Debbie is involved with all aspects of the business and provides invaluable support to the advisers.  Debbie is also a qualified adviser holding the Diploma in Personal Financial Services and although not currently practicing, she continues her professional development ensuring that she keeps her knowledge up to date and relevant.

In her spare time Debbie enjoys eating out, reading and going to the gym.

Faye HandleyAdministration Support

Faye joined the Crystal Life admin team in September 2020. Faye holds a Secretary and Personal Assistant Diploma and has 9 years’ experience working as a PA, supporting CEO level, where she gained extensive administration experience. She also previously worked for Canada Life in their annuity department and, after having her first child in 2018, she decided to return to the financial sector combining her administrative and industry knowledge to work for us here at Crystal Life.

Faye spends most of her spare time with her family and being mum to her little boy. She loves visiting and exploring new places; however, she does like to take time to herself in the form of an exercise class.

E: Faye@crystallife.co.uk
Chantelle OgleMortgage Administrator

Chantelle joined Crystal Life as a Mortgage Administrator in 2015. She has extensive administrative experience and provides support to the Protection and Mortgage advisers within the firm. Chantelle achieved a BA in Health Services Management and Business Studies as well as holding an AAT Certificate in Accounting. She is also an expert in Microsoft Office having passed the ECDL Microsoft training package.

In her spare time Chantelle enjoys exercising.

Luke LincolnAdministration Support

Luke is currently enrolled on an apprenticeship in Financial Administration. He completed his A-Levels in English, Business Studies and Psychology in 2020. Luke is looking to build a career in financial services and hopes to continue training after his current apprenticeship in order to eventually become a fully qualified financial adviser.

In his spare time Luke loves playing football with his friends and is an avid supporter of Watford FC. When he is not watching or playing football you will find him on his Xbox playing video games with his friends.

E: luke@crystallife.co.uk
Rachel TrulockAdviser Support

Rachel joined Crystal Life in June 2021, having previously worked in the hotel sector as an Events Sales Manager, organising events such as weddings, parties, and other large-scale celebrations. Rachel is an asset to the team, bringing extensive customer service experience, working along side the other members of the admin team. Rachel will usually be your first point of call in the office, ready to help you with any queries you might have.

Most of Rachel’s spare time is spent bringing up her family and making memories with her two children. When she does get time to herself, she loves socialising with friends and making the most of life.

Mortgage Office: 14 Park Road, Crouch End, London, N8 8TD  |  T: 020 8292 6556    E: info@crystallife.co.uk

IFA Office: 137 Watling Street, Radlett, Herts, WD7 7NQ  |  T: 01923 333199    E: info@crystallife.co.uk

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Crystal Life Ltd is an appointed representative of The On-Line Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales. Registered No. 3687985.

Registered office address: First Floor, 677 High Road, North Finchley, London, N12 0DA

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