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Remortgaging

Remortgaging your property

Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you're paying on your mortgage.


You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate - you don't have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charges may be applied by the existing lender.

We will be pleased to help and advise you further on how to switch and save.


A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

TAX PLANNING ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.


For further details, please contact us

Copyright © 2026 Crystal Life  - All Rights Reserved.



Mortgage Office: 14 Park Road, Crouch End, London, N8 8TD  |  T: 020 8292 6556    E: info@crystallife.co.uk

IFA Office: Kinetic Business Centre, Theobald Street, Borehamwood, Hertfordshire, WD6 4PJ  |  T: 01923 333199    E: info@crystallife.co.uk

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Crystal Life Ltd is an appointed representative of The On-Line Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales. Registered No. 3687985.

Registered office address: First Floor, 677 High Road, North Finchley, London, N12 0DA

Approved by In Partnership FRN 192638 JUNE 2026

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